Адрес: г. Москва, Волоколамское шоссе, дом 73, офис 250

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+7 (499) 647-48-57 (пн - пт с 10:00 до 19:00)
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понедельник - пятница: с 10:00 до 19:00
выходные и праздничные дни: по записи

Как до нас добраться: Проезд до станции метро Тушинская. Выход из последнего вагона из цента, в сторону Волоколамского шоссе. Переходите на противоположную сторону Волоколамского шоссе и двигайтесь вправо в сторону бизнес-центра "СДМ-БАНК". Главный вход в здание.


пн-пт с 10:00 до 19:00
Тушинская, Волоколамское ш. 73, офис 250.
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Раздел долга при разводе. Как поделить?

Частый вопрос супругов: что происходит с долгами, при расторжении брака?
Обычно супруги делят объекты находящееся в собственности: имущество, деньги. По умолчанию потребительские и ипотечные кредиты выплачиваются лицами, оформляющими правоотношения с банком. Однако, у супругов имеется возможность и законные права разделить бремя ответственности по выплатам между супругами.

Главное условие: кредит должен оформляться в период зарегистрированного брака.

Разделение происходит чаще в форме – один продолжает так же погашать кредит, а со второго взыскивается сумма выплаченных средств по кредиту. Данное право супругов закреплено статьей 39 Семейного кодекса РФ и широко стало применяться, учитывая рост кредитов в нашей стране.

 Какие кредиты можно поделить:

  • Кредит, полученный в период брака на семейные нужды;
  • Кредит, полученный до брака, но выплаты, которого производились из семейного бюджета.

Раздел кредитов происходит в добровольном, либо судебном порядке. Если с добровольным порядком все более менее понятно, так с судебной процедурой возникает значительно больше вопросов.

Данное требование может быть заявлено в суде в порядке растяжения брака и раздела имущества, либо как самостоятельное требование. Например, супруги могли расторгнуть брак, имущества общего не было, соответственно ничего делить, а после самостоятельным требованием один из супругов обратился в суд о взыскании суммы по кредиту.

Такие иски судом рассматриваются по месту регистрации ответчика и длятся от 3 до 5 месяцев. Так же прикладывается государственная пошлина, которую можно автоматически рассчитать на сайте Мосгорсуда. Далее необходимо будет обращаться в службу судебных приставов. Приставы так же определяются по месту нахождения должника. Конечно, придется не мало времени, сил и возможно финансов потратить, но результат оправдывает себя.  

Если вы оказались в сложной ситуации и Вам требуется квалифицированная помощь адвоката по разделу имущества, то вы можете обратиться к нам по телефону +7 (499) 647-48-57 или отправить заявку на почту pravo@swill.ru.


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